Excellent points that get straight to the heart of it.

Many “morons” are actually comfortable doing the things that lead to wealth EG) Taking risks, failing, being rejected, trying new things, connecting with others etc. These “life” skills are not taught in school.

“Non-Morons” are often playing the wrong game where they believe following an old pattern of studying and working hard and someone noticing automatically translate to wealth. It can work; however, the road to wealth is usually not that simple.